Warehouse Stores

Warehouse stores such as Costco and Sam’s Club can be a wonderful place to shop, but you first must do your homework. These stores charge a membership fee in order to buy items in bulk, and normally at a discounted price from a regular retail store.

Warehouse stores carry grocery items, clothing, tools, generators, computers, outdoor furniture, electronics, and more. If you can think of it, there is a good chance they carry it. Continue Reading >>

Savings Accounts

Everyone knows that a savings account pays you interest. What some people might not know though is that savings accounts only make you a little bit of money. We are going to show you how to use the money that you are saving to make you even more money.

Most banks offer Money Market Savings (MMS) Accounts. These MMS Accounts typically have higher interest rates than regular savings accounts do, although sometimes you might have a few more restrictions on accessing your money. Sometimes accounts are limited to a certain number of transfers a month. From what I can tell this number is usually 6 a month, so just make sure that you plan well. My savings account with Bank of America has a 0.20% interest rate, and my MMS Account with Bank of America has a 0.35% interest rate. Sounds like a deal right? Continue Reading >>

Competitive Online Shopping

With online shopping so popular these days, how do you know if you are getting the best deal out there? The answer is simple. There are quite a few websites now that allow you to search for an item and it will display a list of stores that carry the item, and their price. Often times the sites even list the cost for shipping as well as sales tax information. Continue Reading >>

Cheapest Gas

With todays high gas prices, everyone is looking to spend less at the pump. GasBuddy.com offers the ability to search for the cheapest gas in your area.

When using this tool, keep in mind that driving a few minutes out of your way isn’t really a bad idea, but try to stay in the general area of where you are traveling to. Don’t drive 15 miles out of the way just to save a few pennies. Continue Reading >>

Mail-In Rebates

Mail-In Rebates (MIRs) offer tons of savings, however, it does take a little more work than some of the other ways to save money, but often the rewards are larger.

When you purchase something, the retailer often advertises the after rebate price ($39.99 after $30.00 MIR). When you purchase the product, you will pay $69.99 + any applicable taxes. You then must submit the rebate forum in order to get your money. Normally there are very strict requirements on how to submit your rebate form. Some of these include that the rebate must be postmarked within 30 days of the original purchase date, you must include a copy of the original receipt, and you must include the original UPC barcode. Continue Reading >>

Upromise

Upromise is a system that allows you to save money for your children’s college education.

The way that it works is you register for an account and add your child(ren)’s information. You also register your credit card information. The Upromise system does the rest. Every time that you purchase something from participating company, Upromise automatically adds the correct amount to your account. Continue Reading >>